The entire FHA loan process takes between 30 days and 60 days, from application to closing.Click to see full answer. Accordingly, how long does FHA underwriting Take 2019? two to six weeks Beside above, how long does it take for the underwriter to make a decision? Underwriting—the process by which mortgage lenders verify your assets, and check your credit scores and tax returns before you get a home loan—can take as little as two to three days. Typically, though, it takes over a week for a loan officer or lender to complete. Also to know, what happens during the underwriting process for a FHA loan? Underwriting takes place after the loan officer has assembled the application and originated the loan. The file then moves on to the FHA underwriter who carefully reviews it to make sure it meets the lender’s minimum guidelines.How does FHA loan process work?An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA). They are popular especially among first time home buyers because they allow down payments of 3.5% for credit scores of 580+. However, borrowers must pay mortgage insurance premiums, which protects the lender if a borrower defaults.